Managing payments can be a time-consuming and stressful process.

Not only do you have to pay salaries, vendors and suppliers, you also need to keep track of who, when and how much was paid. What’s more, your vendors and suppliers typically have accounts in different banks and branches across the country, which makes managing payments even more complicated.

Switch to AutoPAY

AutoPAY is a secure, web-based payment solution that allows individuals, corporate and government organisations to make payments from their bank account to beneficiaries in any of the 18 banks in Nigeria. Autopay can also send SMSs to keep you up to date on the latest payments in real time.

What Autopay can do for you


  • Make easy once-off or recurring credit payments to any bank
  • Make payments from the comfort of your office
  • Identify which third party has paid and who verified the payment
  • Monitor account balances across various banks in real time
  • Receive SMS updates on all payments
  • Transfer funds across registered accounts


    What Autopay can do for your beneficiaries


  • Immediate value for money as their accounts are settled on the same day
  • Instant notification via email and/or SMS
  • Benefits from loyalty schemes, price breaks, bonus packages and more


Which payments are made easier with Autopay?

  • Supplier/Vendor/Contractor third-party payments
  • Salary payments
  • Subscriptions (Telecom, Cable TV)
  • Pension contributions
  • Insurance premiums
  • Travel expense per day/fuel allowance
  • Lease payments 


Direct Credit
This feature supports salary administration, pension, supplier and vendor payments, subscriptions and other bulk payments into beneficiary accounts across several banks. The corporate organisation or Ministries, Departments and Agencies (MDA) prepares a payment file and either uploads the file to Autopay to complete the transaction or sends the file to the bank to upload. The employee, contractor or beneficiary account gets credited instantly, and they receive a notification via email or SMS.

Direct Debit 
The direct debit feature enables corporate organisations and MDA to collect payments for services rendered to customers/subscribers. At the point of subscribing for the service, the customer fills a direct debit order/mandate form. This mandate is verified and authorised before being created in the Autopay system by the sponsor bank. On the due date, the corporate prepares its debit file and uploads it to the system. At the click of a button, the customer’s account is debited and the MDA or corporate organisation’s account is credited.

Account Monitoring and Management 
This module enables authorised corporate or MDA personnel to monitor all of their bank accounts from a single web-based view. In other words, the status of accounts and account balances can be monitored at any of Nigeria’s 18 banks from the corporate organisation’s office or home.

We have a number of effective security levels to ensure that all transactions are secure, and that your data integrity is never compromised.

Get complete peace of mind with network and enterprise security at application and switch level.

Application Level

  • Interswitch Tokens generate one-time passwords to access the system
  • Report logs for all transactions regardless of their status
  • Unique reference for each payment transaction
  • Audit trail storage within the system
  • Authorisation and approval process follows the existing hierarchy and approval limits of the MDA/corporate organisation.

Switch Level

  • Active Firewalls
  • Data encryption from start to end
  • Intrusion Detection System
  • Message Authentication
  • Digital Certification
  • Network Level
  • Secure Socket Layer (SSL)